To be the leading bank in the region and in each of the communities we serve by fostering lasting relationships built on trust and integrity and enhancing the value of our communities through a relentless commitment to service.
|At Citizens State Bank it's all about choices and we have your solution. Whether you're saving for the future, need to open a checking account, teach your children to save, or thinking about that recreational vehicle you've always wanted, you'll find the account and service quality you need to make managing your money easier than ever. We proudly support all efforts to protect and maintain the security of our customers and our country. Find the account that's right for you at CSB.|
|Consumer Checking Accounts|
|Savings, CD's and IRA's|
|Important Information about Opening an Account
September 11, 2001, our lives changed forever. In an effort to protect you and our country, the USA PATRIOT ACT was signed into law. To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may ask to see your driver’s license or other identifying documents. The term “non-interest bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts.
For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.
|As of January 1, 2013, noninterest-bearing transaction accounts are no longer insured separately from depositors’ other accounts at the same Insured Depository Institution (IDI). Instead, noninterest-bearing transaction accounts will be added to any of a depositor’s other accounts in the applicable ownership category, and the aggregate balance insured up to at least the Standard Maximum Deposit Insurance Amount (SMDIA) of $250,000, per depositor, at each separately chartered IDI.|