Citizens State Bank Young Adult Visa® Card

Give Yourself Some Credit

You've passed a lot of milestones.  A license to drive.  A part-time job.  Now, with an Elan Young Adult Visa® Card, you can enjoy the perks of a great credit card.

Smart Moves for Down the Road

Use your Elan Card to buy books or clothes, and to get from here to there.  An Elan Card is great to have in an emergency--like if your car breaks down and your stranded far from home.  It's safer to carry than cash and there's no annual membership fee as long as you make at least one purchase a year.

Someday soon you'll be out on your own.  A credit card lets you practice good money management now.  And responsible use of your Elan Visa Card will help you establish a solid credit rating for the future.  That's something you'll need when it's time to buy a car or home.

Major Benefits

• Cash Access.  Available at over 703,000 ATM's world wide.
• Purchasing Power.  Accepted at 25 million places around the world.
• Car Rental Discounts.  Save when you choose Alamo, Avis, Hertz or National.
• Fraud Protection*.  You're not responsible for unauthorized charges if your Elan Card is lost or stolen.  Call us and we'll send replacement Cards within 48 hours.
• 24-hour Cardmember Service.  1-800-558-3424.  If you have questions or concerns, we're here for you every hour, every day.

Apply Today

Talk the Elan Young Adult Visa® Card over with your parents (or other responsible adult).  Stop by one of our offices to pick up an application.  It's never too soon to give yourself the credit you deserve.

The Elan Young Adult Visa® Card is intended for those with little or no credit history and is not restricted to young adults.  Anyone 16 or older may apply.

*Certain conditions and exclusions apply.  Details will be provided when you become a cardmember.

Citizens State Bank College Visa® Card

A Degree Above the Rest

Use the Card that gives students the kind of benefits every cardmember wants.  Convenience.  Security.  Independence.  And once in a while, maybe even a little fun.

A Class Act

Pay no annual membership fee as long as you make at least one purchase a year with your Elan College Visa® Card.  It's welcome everywhere Visa® is accepted--at 25 million places and counting, including ATM's.  And it carries the kind of perks you'd expect.

Cash is fine for some things.  But a credit card is an easy, safe way to pay for many expenses on and off campus.  Books.  Tuition.  Travel.  In an emergency--if your car breaks down or you're caught without funds--and Elan College Visa® Card comes in handy.  Plus responsible use of your Elan Card will help you establish a solid credit rating--something you'll need when you're ready to buy a car or house.

Features & Benefits that Make the Grade

• Cash Access.  Available at over 750,000 ATM's around the globe.
• Purchasing Power. Accepted at 25 million locations worldwide.
• Car Rental Discounts.  Save when you choose Alamo, Avis, Hertz or National.
• Fraud Protection*.  You're not responsible for unauthorized charges if your Elan Card is lost or stolen.  Call us and we'll send replacement Cards within 48 hours.
• Verified by Visa®.  Buy online with confidence with the Verified by Visa® program.  Shop at participating online stores and enter your password for added security.  Sign up at:  www.Visa.com/verified.
• 24-hour Cardmember Service.  1-800-558-3424.  If you have questions or concerns, we're here for you every hour, every day.

Apply Today

Stop by one of our offices and pick up an application.  It's never too soon to give yourself the credit you deserve.

*Certain conditions and exclusions apply.  Details will be provided when you become a cardmember.