- get cash withdrawals from checking or savings account(s)
-you may withdraw no more than $200.00 per day, per card
- transfer funds from savings to checking account(s)
- transfer funds from checking to savings account(s)
- you may transfer no more than $200.00 per day, per card
- get information about:
- the account balance of your checking account(s)
- the account balance of your savings account(s)
Some of these services may not be available at all terminals.
Types of VISA® Check Card Point-of-Sale Transactions*
With your VISA® Check Card you may access your checking account(s) to do transactions that participating merchants will accept, including:
- purchase goods in person, by phone, or online
- pay for services in person, by phone, or online
- get cash from a participating merchant or financial institution
*You may not exceed $1,000.00 in transactions per day, per card
VISA® Check Card Currency Conversion
When you use your VISA® Check Card at a merchant that settles in currency other than US dollars, the charge will be converted into the US dollar amount. The currency conversion rate used to determine the transaction amount in US dollars is either a wholesale market rate or the government mandated rate in effect the day before the processing date, increased by 1%. The conversion rate in effect on the processing date may differ from the rate in effect on the transaction date or posting date.
Advisory Against Illegal Use
You agree not to use your card(s) for illegal gambling or other illegal purpose. Display of a payment card logo by, for example, an online merchant does not necessarily mean that transactions are lawful in all jurisdictions in which the cardholder may be located.
Fees
- We do not charge for direct deposits to any type of account.
- We do not charge for preauthorized payments from any type of account.
- Please refer to our separate fee schedule for additional information about fees.
Except as indicated elsewhere, we do not charge for these electronic fund transfers.
ATM Operator/Network Fees
When you use an ATM not owned by us, you may be charged a fee by the ATM operator or any network used (and you may be charged a fee for a balance inquiry even if you do not complete a fund transfer).
If you want additional information concerning Visa® Check Cards please stop by one of our offices and ask for a brochure concerning the following topics:
- Documentation
- Financial Institutions Liability
- Confidentiality
- Unauthorized Transfers
- Error Resolution Notice
You can also stop by one of our offices and request information on:
- Electronic Funds Transfers Initiated By Third Parties
